---
title: Fighting Payments Fraud | ACI Worldwide, Inc.
description: Everything you need to know about the new, effortless AI driving 75% reductions in fraud losses
---

## Payments Fraud eBook

# Fighting Payments Fraud in a World Where Change Is Permanent

Everything you need to know about the new, effortless AI driving 75% reductions in fraud losses

## Increasing Fraud Detection With Fraud Scoring Services

As the world has gone digital, it has also gone real-time — and for payments that means fraud has gone real-time, too. To maintain a good experience for legitimate users, banks and financial institutions must weigh a multitude of factors to provide a decision in the moment. But too much change too fast has undermined the effectiveness of industry standard, rules-based engines augmented by machine learning models.

Enter fraud scoring services, using ACI’s new, patented incremental learning capability. In this eBook, gain a comprehensive understanding of fraud scoring services, including:

- How customers have effortlessly achieved vast improvements in fraud detection and loss mitigation
- The limitations of current machine learning models and how fraud scoring services overcome them
- What makes fraud scoring services truly effortless for banks and financial institutions

### Effortlessly Stay Ahead of Fraud