A clear roadmap to future-proofing your modernization strategies

The Payments 2030 report, developed by Finextra in partnership with ACI Worldwide, reveals how financial institutions are navigating the next era of payments. 

Based on a global survey of 162 senior leaders across banks, fintechs, and payment providers, the report uncovers:

• The accelerating shifts towards cloud-based and hybrid payment infrastructures
• The rise in A2A payments over the next 5 years
• The global race to enable instant payments to meet 24/7 customer demand
• How compliance pressures are shaping innovation strategies
• Regional differences in readiness, investment, and regulatory response

With expert commentary from Deutsche Bank, The Clearing House, and the US Faster Payments Council, this report offers actionable insights for decision-makers preparing for the future of payments.